How Much Does Assisted Living Cost? What’s Included in That Cost?

At BridgeWater Assisted Living, we understand that deciding to move yourself or a loved one into an assisted living community can be challenging. Apart from the emotional and logistical challenges, another important aspect to consider is the cost. Understanding the expenses associated with assisted living in Tucson is important to make an informed decision.

This article will break down the costs associated with assisted living communities, including factors that influence these costs and what services and amenities are typically included in a monthly fee. We will also provide insights into additional expenses that families might need to consider, such as healthcare services, to help readers understand the financial commitment in choosing an assisted living community.

Average Costs of Assisted Living

On average, the cost of assisted living in Tucson ranges from $3,000 to $6,000 per month. However, that price range can vary based on several factors, like the location of the assisted living community. Communities in metropolitan areas often have higher costs due to higher living expenses and overhead.

The level of care needed by the individual impacts the cost. Some individuals may require minimal assistance with day-to-day activities, while others may need more specialized care due to health conditions such as dementia or limited mobility. The more intensive the care required, the higher the costs are likely to be. 

Assisted living communities also offer varying accommodations, ranging from small studios to spacious apartments. The size and quality of the living space can influence the cost. These communities also provide a range of amenities and services to cater to the needs and preferences of their residents. Communities with extensive amenities such as fitness centers, swimming pools, dining options, and transportation services may come at a higher cost.

What To Consider About Assisted Living

When considering assisted living, it’s essential to think about the location. Is it close to family and friends? What amenities are available nearby? Next, look into the services offered. Do they align with your loved one’s needs and preferences?

Additionally, consider the atmosphere of the community. Is it warm and welcoming? Are staff members friendly and helpful? Remember to factor in any special dietary or medical needs that may require attention in the assisted living community.

What’s Included in the Monthly Fee?

The monthly fee of assisted living communities typically covers a range of services and amenities.

• Housing: The cost of housing is one of the primary components included in the monthly fee. This fee covers the rent or mortgage for the living space, maintenance, and utilities.
• Meals: Assisted living communities generally provide three nutritious meals a day. Professional chefs prepare these meals and can cater to specific dietary requirements or restrictions.
• Personal Care: Basic personal care services such as assistance with bathing, dressing, and medication management are sometimes included in the monthly fee.
• Housekeeping: Residents benefit from housekeeping and laundry services, ensuring a clean and well-maintained living environment.
• Social Engagement: Assisted living communities often provide a variety of social and recreational activities to keep residents engaged and entertained. These activities can include fitness classes, arts and crafts, movie nights, and outings to local attractions.
• 24/7 Staff Availability: Assisted living communities typically have trained staff available around the clock to provide assistance and support whenever needed.

While the monthly fee of assisted living communities covers a range of services and amenities, there are additional expenses that families may need to consider:

• Healthcare Services: Depending on the individual’s health condition, additional healthcare services may be required, such as medication management, physical therapy, or specialized care for conditions like dementia or diabetes. Memory care communities catering to individuals with Alzheimer’s or other forms of dementia offer specialized care in a secure environment. The costs for memory care can be higher due to the additional level of supervision and support provided to residents with cognitive impairments.
• Transportation: While assisted living communities often provide transportation services for group outings or medical appointments, individual transportation needs may necessitate additional expenses.
• Medications: The cost of medications and medical supplies is typically not included in the monthly fee and needs to be accounted for separately.
• Personal Care Supplies: Personal care items such as toiletries, incontinence products, and mobility aids may need to be purchased separately.
• Additional Assistance: If the individual’s level of care exceeds what is typically covered by the monthly fee, additional assistance or specialized care services may be needed, which usually comes at an additional cost.

Individuals and families considering assisted living should thoroughly review the monthly fee and its financial obligations. Talking to the assisted living community’s staff and exploring different options can help determine the best fit for both needs and budget.

Paying for Assisted Living

Common ways to cover assisted living expenses include personal savings, retirement funds, long-term care insurance policies, or selling assets like a home. When considering moving into an assisted living community, it’s important to explore all options available and find a financial plan that works best for you or your loved one. 

While the costs of assisted living can seem overwhelming, financial assistance is available to help ease the burden. There are various options for seniors who need help covering the expenses associated with assisted living communities. From Medicaid to long-term care insurance, resources are available to support you in this transition – it’s essential to explore all your options and research what programs or benefits you may qualify for based on your financial situation.

Free or Low-Cost Resources for Seniors

Many options are available to help seniors maintain their independence and quality of life. Local senior centers often offer a range of activities and support services at little to no cost, and various food assistance programs are available to help seniors with their nutritional needs. These programs can provide meal delivery services, grocery assistance, and nutrition education to ensure residents are well-nourished. 

Additionally, nonprofit organizations like Meals on Wheels deliver nutritious meals to your doorstep. Another resource to consider is contacting Social Security offices for guidance on available benefits and support. They can provide valuable information on effectively leveraging your social security income to offset assisted living expenses.

At BridgeWater Assisted Living in Tucson, we encourage you to reach out to our staff for guidance and support when finding an assisted living community. When exploring different senior living options, be sure to consider your or your loved one’s unique needs.